Free texting apps can cut your bill

If you're paying big bucks for a text messaging plan, we want you to reduce that expense to zero pennies a month in your life! There are a number of apps available for free text messaging if you're a smart phone user.

Did you know the number of text messages sent in the United States last year was over 2 trillion? And the younger someone is, the more likely that all they do is texting and very little talking on the phone.

That's caused some cell phone companies to see this as a huge revenue source. To give you an example, AT&T has now gone to a $20/month text plan in a rate hike. (Or you can go on a family plan.) But they're both a waste of your money all around for two reasons.

First, there are practically zero expenses involved for the cell companies in delivering text messages. The technology sits on top of the already existing telecomm platform. Second, you can download free apps to your smart phone and text for nada while bypassing the cell company's own systems.

Both CNNMoney.com and The Los Angeles Times ran recent stories about some apps that you should consider giving a try.

As CNNMoney explains, "Dozens of [apps] offer 'free' text messaging services, which allow wireless customers to send and receive texts by piggybacking on their existing data plans. That means people who download [these apps]…are able to bypass the expensive texting plans offered by wireless companies."

Give these a try:



•BelugaPods.com

•Disco.com
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Google Voice
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GroupMe.com

•Kik.com

•textPlus.com



You may have also heard that Apple will have its own free app for easy interoperable text messaging for called iMessage coming soon. And Facebook already has something similar called Facebook Messenger.

So go through your cell bill. If you are throwing away your money -- and for an AT&T customer that can be $240 a year down the toilet -- take that money put it in your pocket (unless you are a stock holder of AT&T and want to increase your stock value!)

The day you should pay for text messaging is never. Try out these free choices. If you're happy, cancel the rip off text messaging plans from the big cell companies.